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CHOOSING A BANK THAT'S RIGHT FOR YOU and *It is important to select the right bank. Do NOT choose any bank-be fussy! *There are two main objectives to seek when searching for a new bank. 1.) *Find a bank that is agressively seeking new business. 2.) Choose one with *which you can develop a personal relationship. and *To select a bank that is agressive, simply watch for extended ad-vertising *campaigns. They are very costly, and must bring in new business in order *to be continued. and *Look also for smaller banks, ones with just a few offices. They tend to be *more agressive, more lenient on qualifications, much friendlier and more *personalized in the service they offer. They are forced by nature of their *competition to be more flexible. and *With the small, independent bank, you will get friendly service, and often *will be called by name. The tellers remember you and do not need to request *your identification every time you want to cash a check. Small banks do not *have a large loan committee that spends lots of time shuffling papers. *They may however, stall your loan ap-plication for a day or so in order not *to appear too anxious! Its a minor issue...and not one to be overly *concerned about. and *Big banks seem to have forgotten that the customer is number one. You will *be far more pleased with your small bank and your personalized service when *it comes to getting loans and other services for your own business. and and

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